Boston, Massachusetts
We underwrite transportation insurance the way we'd want our own business insured: carefully, thoroughly, and with someone who picks up the phone.
What We Do
From single trucks to multi-vehicle fleets, we structure policies that cover what matters — physical damage, liability, cargo, and the gaps in between.
Protect your freight from dock to door. We negotiate terms that reflect the real value of what you haul — not the minimum the market will accept.
Unified Carrier Registration, operating authority, and all the paperwork that keeps you legal on the road. We handle the details so you don't have to.
Whether you're a broker, carrier, or logistics provider, we structure general liability coverage that matches the scope and risk of your operations.
Better insurance starts with better risk practices. We review your operations and recommend changes that lower your exposure and your premiums.
When something goes wrong, we're in your corner. We help prepare, file, and pursue claims so you get the resolution you're entitled to — not the first offer on the table.
About Us
Gemini Transportation Underwriters was founded on a simple observation: the transportation industry deserves insurance partners who actually understand it. Not generalists who treat a trucking company the same as a retail shop.
Based in the heart of Boston at 99 Summer Street, we serve transportation companies across the country — from owner-operators building their first fleet to national carriers managing complex risk portfolios. Our team brings decades of combined experience in transportation underwriting, claims, and compliance.
We don't sell policies and walk away. We stay engaged because we know that the right coverage isn't a one-time decision — it's an ongoing conversation that evolves with your business.
How We Work
We start with a conversation — not a form. Tell us about your fleet, your routes, your concerns. We listen before we recommend anything.
We review your current coverage, analyze your risk profile, and identify gaps. Then we present options from multiple carriers — not just one.
Once you choose a direction, we handle the paperwork, filings, and compliance requirements. You get clear documentation you can actually read.
Insurance isn't set-and-forget. We review your policy annually, adjust for changes, and are available whenever something comes up.
Gemini understood our business from the first call. They didn't try to sell us the most expensive policy — they sold us the right one. That's the difference between an insurance agent and an insurance partner.
— A transportation company we've worked with for five years
Get in Touch
Whether you're looking to switch carriers, renew your policy, or just get a second opinion on your current coverage, we're here to help. Reach out by phone, email, or stop by our office.